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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$131,086$131,086$279,000
Remaining term (yrs)22.322.330.0
Secondary amount$0$147,914$0
Funding fee$0$0$0
Note rate4.64%4.64%7.11%
Blended rate5.49%6.821%7.35%
1st payment$784.76$784.76$1,876.85
2nd payment$0.00$986.10$0.00
Taxes / mo$248.33$248.33$248.33
Insurance / mo$150.00$150.00$150.00
MI / mo$107.93$107.93$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,291.03$2,277.12$2,330.98
Cash to close$178,914$31,000$31,000