UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$222,870$222,870$283,410
Remaining term (yrs)24.324.330.0
Secondary amount$0$60,540$0
Funding fee$0$0$0
Note rate2.68%2.68%7.11%
Blended rate3.53%4.698%7.35%
1st payment$1,037.29$1,037.29$1,906.52
2nd payment$0.00$454.05$0.00
Taxes / mo$277.67$277.67$277.67
Insurance / mo$150.00$150.00$150.00
MI / mo$181.62$181.62$56.68
HOA / mo$380.00$380.00$380.00
Total monthly$2,026.58$2,480.63$2,770.87
Cash to close$92,030$31,490$31,490