UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$301,347
Remaining term (yrs)——30.0
Secondary amount$0$301,347$0
Funding fee$0$0$0
Note rate4.875%4.875%7.11%
Blended rate4.875%7.75%7.35%
1st payment$0.00$0.00$2,027.18
2nd payment$0.00$1,946.20$0.00
Taxes / mo$284.61$284.61$284.61
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.27
HOA / mo$259.00$259.00$259.00
Total monthly$693.61$2,639.80$2,781.06
Cash to close$334,830$33,483$33,483