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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$358,914$351,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,795$0
Note rate5.23%7.18%
Blended rate5.23%7.42%
1st payment$2,113.07$2,377.80
2nd payment$0.00$0.00
Taxes / mo$420.00$420.00
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$0.00$0.00
Total monthly$2,683.07$3,018.00
Cash to close$31,086$39,000