Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$643,503$629,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$3,218$0
Note rate4.48%7.18%
Blended rate4.48%7.42%
1st payment$3,513.21$4,267.23
2nd payment$0.00$0.00
Taxes / mo$858.10$858.10
Insurance / mo$166.67$166.67
MI / mo$0.00$125.98
HOA / mo$0.00$0.00
Total monthly$4,537.98$5,417.98
Cash to close$56,397$69,990