UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$398,902$398,902$405,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$28,598$0
Funding fee$1,995$1,995$0
Note rate2.84%2.84%7.18%
Blended rate2.84%3.444%7.42%
1st payment$1,858.61$1,858.61$2,743.61
2nd payment$0.00$283.00$0.00
Taxes / mo$652.33$652.33$652.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,660.94$2,943.95$3,626.94
Cash to close$51,098$22,500$45,000