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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$377,536$359,910
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,888$0
Note rate5.89%7.18%
Blended rate5.89%7.42%
1st payment$2,369.99$2,438.16
2nd payment$0.00$0.00
Taxes / mo$399.67$399.67
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$400.00$400.00
Total monthly$3,319.65$3,459.80
Cash to close$22,364$39,990