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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,658$256,658$278,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$37,747$0
Funding fee$0$0$0
Note rate3.02%3.02%7.18%
Blended rate3.87%4.896%7.42%
1st payment$1,245.08$1,245.08$1,889.43
2nd payment$0.00$373.54$0.00
Taxes / mo$745.00$745.00$745.00
Insurance / mo$150.00$150.00$150.00
MI / mo$208.65$208.65$55.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,348.73$2,722.27$2,840.22
Cash to close$53,242$15,495$30,990