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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$265,758$265,758$553,500
Remaining term (yrs)19.119.130.0
Secondary amount$0$287,742$0
Funding fee$0$0$0
Note rate3.82%3.82%7.18%
Blended rate4.67%6.271%7.42%
1st payment$1,631.39$1,631.39$3,749.60
2nd payment$0.00$1,858.34$0.00
Taxes / mo$643.75$643.75$643.75
Insurance / mo$166.67$166.67$166.67
MI / mo$247.39$247.39$110.70
HOA / mo$190.00$190.00$190.00
Total monthly$2,879.20$4,737.53$4,860.72
Cash to close$349,242$61,500$61,500