UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$200,538$200,538$359,994
Remaining term (yrs)20.620.630.0
Secondary amount$0$159,456$0
Funding fee$0$0$0
Note rate3.89%3.89%7.18%
Blended rate4.74%6.184%7.42%
1st payment$1,174.91$1,174.91$2,438.72
2nd payment$0.00$1,063.04$0.00
Taxes / mo$307.17$307.17$307.17
Insurance / mo$150.00$150.00$150.00
MI / mo$176.66$176.66$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,808.73$2,871.77$2,967.89
Cash to close$199,455$39,999$39,999