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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,026$352,800
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,795$0
Note rate6.64%7.18%
Blended rate6.64%7.42%
1st payment$2,372.82$2,389.99
2nd payment$0.00$0.00
Taxes / mo$403.67$403.67
Insurance / mo$150.00$150.00
MI / mo$0.00$70.56
HOA / mo$0.00$0.00
Total monthly$2,926.49$3,014.22
Cash to close$32,974$39,200