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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$263,338$263,338$337,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$74,162$0
Funding fee$0$0$0
Note rate5.41%5.41%7.18%
Blended rate6.26%6.862%7.42%
1st payment$1,574.03$1,574.03$2,286.34
2nd payment$0.00$556.22$0.00
Taxes / mo$512.17$512.17$512.17
Insurance / mo$150.00$150.00$150.00
MI / mo$198.33$198.33$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,434.53$2,990.75$3,016.01
Cash to close$111,662$37,500$37,500