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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,166$359,910
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,021$0
Note rate6.94%7.11%
Blended rate6.94%7.35%
1st payment$2,744.30$2,421.14
2nd payment$0.00$0.00
Taxes / mo$328.50$328.50
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$0.00$0.00
Total monthly$3,222.80$2,971.62
Cash to close$0$39,990