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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$395,991
Remaining term (yrs)——30.0
Secondary amount$0$395,991$0
Funding fee$0$0$0
Note rate5.25%5.25%7.11%
Blended rate6.1%7.75%7.35%
1st payment$0.00$0.00$2,663.86
2nd payment$0.00$2,557.44$0.00
Taxes / mo$7.50$7.50$7.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$57.00$57.00$57.00
Total monthly$214.50$2,771.94$2,957.55
Cash to close$439,990$43,999$43,999