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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$92,651$107,100
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$463$0
Note rate2.96%7.18%
Blended rate2.96%7.42%
1st payment$440.42$725.53
2nd payment$0.00$0.00
Taxes / mo$142.08$142.08
Insurance / mo$150.00$150.00
MI / mo$0.00$21.42
HOA / mo$350.00$350.00
Total monthly$1,082.51$1,389.04
Cash to close$26,349$11,900