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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$490,491
Remaining term (yrs)——30.0
Secondary amount$0$490,491$0
Funding fee$0$0$0
Note rate0%0%7.18%
Blended rate0.85%7.75%7.42%
1st payment$0.00$0.00$3,322.76
2nd payment$0.00$3,167.75$0.00
Taxes / mo$463.24$463.24$463.24
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$208.00$208.00$208.00
Total monthly$837.91$4,005.66$4,258.76
Cash to close$544,990$54,499$54,499