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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$331,658$332,910
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.81%7.11%
Blended rate7.36%7.35%
1st payment$2,242.70$2,239.51
2nd payment$0.00$0.00
Taxes / mo$370.00$370.00
Insurance / mo$150.00$150.00
MI / mo$157.51$66.58
HOA / mo$380.00$380.00
Total monthly$3,300.21$3,206.09
Cash to close$38,242$36,990