UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$170,001$170,001$188,910
Remaining term (yrs)27.727.730.0
Secondary amount$0$29,404$0
Funding fee$850$850$0
Note rate6.99%6.99%7.18%
Blended rate6.99%7.71%7.42%
1st payment$1,156.46$1,156.46$1,279.74
2nd payment$0.00$290.98$0.00
Taxes / mo$242.83$242.83$242.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.78
HOA / mo$600.00$600.00$600.00
Total monthly$2,149.29$2,440.27$2,310.36
Cash to close$39,899$10,495$20,990