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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$126,818$126,818$247,410
Remaining term (yrs)19.519.530.0
Secondary amount$0$120,592$0
Funding fee$0$0$0
Note rate3.66%3.66%7.18%
Blended rate4.51%6.211%7.42%
1st payment$756.74$756.74$1,676.04
2nd payment$0.00$803.95$0.00
Taxes / mo$309.26$309.26$309.26
Insurance / mo$150.00$150.00$150.00
MI / mo$117.03$117.03$49.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,333.04$2,136.98$2,184.79
Cash to close$148,082$27,490$27,490