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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,743$254,743$315,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$60,257$0
Funding fee$1,274$1,274$0
Note rate3.69%3.69%7.18%
Blended rate3.69%4.706%7.42%
1st payment$1,361.37$1,361.37$2,133.92
2nd payment$0.00$451.93$0.00
Taxes / mo$271.83$271.83$271.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,783.20$2,235.14$2,618.75
Cash to close$95,257$35,000$35,000