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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$207,381$207,381$413,910
Remaining term (yrs)20.020.030.0
Secondary amount$0$206,529$0
Funding fee$0$0$0
Note rate3.5%3.5%7.11%
Blended rate4.35%6.047%7.35%
1st payment$1,199.28$1,199.28$2,784.40
2nd payment$0.00$1,333.84$0.00
Taxes / mo$425.94$425.94$425.94
Insurance / mo$166.67$166.67$166.67
MI / mo$189.18$189.18$82.78
HOA / mo$20.83$20.83$20.83
Total monthly$2,001.89$3,335.72$3,480.61
Cash to close$252,519$45,990$45,990