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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$400,248$373,410
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.02%7.18%
Blended rate7.57%7.42%
1st payment$2,738.68$2,529.61
2nd payment$0.00$0.00
Taxes / mo$361.50$361.50
Insurance / mo$150.00$150.00
MI / mo$188.29$74.68
HOA / mo$0.00$0.00
Total monthly$3,438.47$3,115.79
Cash to close$14,652$41,490