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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$211,513$211,513$301,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$89,987$0
Funding fee$0$0$0
Note rate3.49%3.49%7.11%
Blended rate4.34%5.731%7.35%
1st payment$1,105.31$1,105.31$2,028.21
2nd payment$0.00$674.90$0.00
Taxes / mo$267.67$267.67$267.67
Insurance / mo$150.00$150.00$150.00
MI / mo$174.57$174.57$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,697.55$2,372.45$2,506.18
Cash to close$123,487$33,500$33,500