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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$353,451$323,910
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.79%7.18%
Blended rate7.34%7.42%
1st payment$2,365.37$2,194.28
2nd payment$0.00$0.00
Taxes / mo$332.33$332.33
Insurance / mo$150.00$150.00
MI / mo$166.47$64.78
HOA / mo$165.00$165.00
Total monthly$3,179.17$2,906.39
Cash to close$6,449$35,990