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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,155$257,155$441,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$183,845$0
Funding fee$1,286$1,286$0
Note rate2.98%2.98%7.11%
Blended rate2.98%5.073%7.35%
1st payment$1,219.53$1,219.53$2,966.64
2nd payment$0.00$1,225.63$0.00
Taxes / mo$260.00$260.00$260.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,646.19$2,871.83$3,481.50
Cash to close$232,845$49,000$49,000