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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$124,000$90,000
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$620$0
Note rate0%7.18%
Blended rate0%7.42%
1st payment$344.44$609.69
2nd payment$0.00$0.00
Taxes / mo$127.17$127.17
Insurance / mo$150.00$150.00
MI / mo$0.00$18.00
HOA / mo$0.00$0.00
Total monthly$621.61$904.86
Cash to close$0$10,000