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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$115,640$115,640$346,410
Remaining term (yrs)15.415.430.0
Secondary amount$0$230,770$0
Funding fee$578$578$0
Note rate3.95%3.95%7.18%
Blended rate3.95%6.481%7.42%
1st payment$832.34$832.34$2,346.70
2nd payment$0.00$1,490.39$0.00
Taxes / mo$573.67$573.67$573.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.28
HOA / mo$530.00$530.00$530.00
Total monthly$2,086.00$3,576.39$3,669.65
Cash to close$269,260$38,490$38,490