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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$568,297$553,500
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$2,841$0
Note rate6.95%7.11%
Blended rate6.95%7.35%
1st payment$3,851.00$3,723.43
2nd payment$0.00$0.00
Taxes / mo$315.25$315.25
Insurance / mo$166.67$166.67
MI / mo$0.00$110.70
HOA / mo$0.00$0.00
Total monthly$4,332.92$4,316.05
Cash to close$46,703$61,500