UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$331,797$331,797$382,455
Remaining term (yrs)26.726.730.0
Secondary amount$0$50,658$0
Funding fee$0$0$0
Note rate6.43%6.43%7.18%
Blended rate6.98%7.248%7.42%
1st payment$2,165.31$2,165.31$2,590.88
2nd payment$0.00$379.94$0.00
Taxes / mo$490.58$490.58$490.58
Insurance / mo$150.00$150.00$150.00
MI / mo$158.16$158.16$76.49
HOA / mo$0.00$0.00$0.00
Total monthly$2,964.06$3,343.99$3,307.96
Cash to close$93,153$42,495$42,495