UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$249,273$249,273$328,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$79,227$0
Funding fee$1,246$1,246$0
Note rate2.97%2.97%7.18%
Blended rate2.97%4.424%7.42%
1st payment$1,188.94$1,188.94$2,225.37
2nd payment$0.00$594.20$0.00
Taxes / mo$319.83$319.83$319.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,658.78$2,252.98$2,760.91
Cash to close$115,727$36,500$36,500