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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$521,876$513,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,609$0
Note rate6.74%7.18%
Blended rate6.74%7.42%
1st payment$3,471.95$3,475.24
2nd payment$0.00$0.00
Taxes / mo$608.67$608.67
Insurance / mo$166.67$166.67
MI / mo$0.00$102.60
HOA / mo$8.33$8.33
Total monthly$4,255.62$4,361.50
Cash to close$48,124$57,000