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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$377,991
Remaining term (yrs)——30.0
Secondary amount$0$377,991$0
Funding fee$0$0$0
Note rate0%0%7.18%
Blended rate0.85%7.75%7.42%
1st payment$0.00$0.00$2,560.64
2nd payment$0.00$2,441.19$0.00
Taxes / mo$123.67$123.67$123.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$177.00$177.00$177.00
Total monthly$450.67$2,891.86$3,086.91
Cash to close$419,990$41,999$41,999