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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$512,091
Remaining term (yrs)——30.0
Secondary amount$0$512,091$0
Funding fee$0$0$0
Note rate0%0%7.18%
Blended rate0%7.75%7.42%
1st payment$0.00$0.00$3,469.08
2nd payment$0.00$3,307.25$0.00
Taxes / mo$483.64$483.64$483.64
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.42
HOA / mo$0.00$0.00$0.00
Total monthly$650.31$3,957.56$4,221.81
Cash to close$568,990$56,899$56,899