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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,513$220,499
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.74%7.18%
Blended rate7.29%7.42%
1st payment$1,766.76$1,493.74
2nd payment$0.00$0.00
Taxes / mo$208.25$208.25
Insurance / mo$150.00$150.00
MI / mo$124.98$44.10
HOA / mo$0.00$0.00
Total monthly$2,249.98$1,896.09
Cash to close$0$24,500