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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,044$369,044$382,500
Remaining term (yrs)27.627.630.0
Secondary amount$0$34,706$0
Funding fee$0$0$0
Note rate7.03%7.03%7.18%
Blended rate7.58%7.949%7.42%
1st payment$2,522.64$2,522.64$2,591.19
2nd payment$0.00$343.45$0.00
Taxes / mo$316.00$316.00$316.00
Insurance / mo$150.00$150.00$150.00
MI / mo$173.26$173.26$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,161.90$3,505.35$3,133.69
Cash to close$55,956$21,250$42,500