UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$505,311$505,311$571,491
Remaining term (yrs)26.826.830.0
Secondary amount$0$66,180$0
Funding fee$0$0$0
Note rate6.69%6.69%7.18%
Blended rate7.24%7.444%7.42%
1st payment$3,377.86$3,377.86$3,871.48
2nd payment$0.00$496.35$0.00
Taxes / mo$821.17$821.17$821.17
Insurance / mo$166.67$166.67$166.67
MI / mo$240.17$240.17$114.30
HOA / mo$0.00$0.00$0.00
Total monthly$4,605.86$5,102.21$4,973.61
Cash to close$129,679$63,499$63,499