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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,691$256,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,373$0
Note rate6.35%7.18%
Blended rate6.35%7.42%
1st payment$1,750.81$1,737.62
2nd payment$0.00$0.00
Taxes / mo$239.67$239.67
Insurance / mo$150.00$150.00
MI / mo$0.00$51.30
HOA / mo$0.00$0.00
Total monthly$2,140.48$2,178.59
Cash to close$10,309$28,500