UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$146,676$146,676$269,910
Remaining term (yrs)20.420.430.0
Secondary amount$0$123,234$0
Funding fee$0$0$0
Note rate4.1%4.1%7.18%
Blended rate4.95%6.343%7.42%
1st payment$882.47$882.47$1,828.46
2nd payment$0.00$821.56$0.00
Taxes / mo$298.83$298.83$298.83
Insurance / mo$150.00$150.00$150.00
MI / mo$129.36$129.36$53.98
HOA / mo$311.00$311.00$311.00
Total monthly$1,771.67$2,593.23$2,642.28
Cash to close$153,224$29,990$29,990