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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,462$315,462$323,910
Remaining term (yrs)25.325.330.0
Secondary amount$0$26,443$0
Funding fee$1,577$1,577$0
Note rate3.55%3.55%7.11%
Blended rate3.55%4.194%7.35%
1st payment$1,571.59$1,571.59$2,178.96
2nd payment$0.00$261.67$0.00
Taxes / mo$332.00$332.00$332.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,053.59$2,315.26$2,725.75
Cash to close$44,438$17,995$35,990