UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,992$267,992$391,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$123,508$0
Funding fee$1,340$1,340$0
Note rate2.74%2.74%7.18%
Blended rate2.74%4.399%7.42%
1st payment$1,255.47$1,255.47$2,652.16
2nd payment$0.00$823.39$0.00
Taxes / mo$632.67$632.67$632.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,038.14$2,861.53$3,513.12
Cash to close$167,008$43,500$43,500