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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$200,783$200,783$314,910
Remaining term (yrs)23.023.030.0
Secondary amount$0$114,127$0
Funding fee$0$0$0
Note rate3.73%3.73%7.18%
Blended rate4.58%5.819%7.42%
1st payment$1,079.74$1,079.74$2,133.31
2nd payment$0.00$760.85$0.00
Taxes / mo$297.92$297.92$297.92
Insurance / mo$150.00$150.00$150.00
MI / mo$165.55$165.55$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,693.21$2,454.05$2,644.21
Cash to close$149,117$34,990$34,990