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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$14,821$14,821$195,300
Remaining term (yrs)24.724.730.0
Secondary amount$0$180,479$0
Funding fee$0$0$0
Note rate6.86%6.86%7.18%
Blended rate7.41%7.955%7.42%
1st payment$103.70$103.70$1,323.03
2nd payment$0.00$1,203.19$0.00
Taxes / mo$386.39$386.39$386.39
Insurance / mo$150.00$150.00$150.00
MI / mo$6.91$6.91$39.06
HOA / mo$0.00$0.00$0.00
Total monthly$647.00$1,850.19$1,898.48
Cash to close$202,179$21,700$21,700