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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$646,049$454,500
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$3,230$0
Note rate6.78%7.11%
Blended rate6.78%7.35%
1st payment$4,323.77$3,057.45
2nd payment$0.00$0.00
Taxes / mo$703.37$703.37
Insurance / mo$166.67$166.67
MI / mo$0.00$90.90
HOA / mo$32.67$32.67
Total monthly$5,226.48$4,051.06
Cash to close$0$50,500