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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$265,773$273,600
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.28%7.11%
Blended rate6.83%7.35%
1st payment$1,713.30$1,840.52
2nd payment$0.00$0.00
Taxes / mo$303.33$303.33
Insurance / mo$150.00$150.00
MI / mo$127.13$54.72
HOA / mo$295.00$295.00
Total monthly$2,588.77$2,643.58
Cash to close$38,227$30,400