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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$264,481$264,481$512,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$248,429$0
Funding fee$0$0$0
Note rate2.88%2.88%7.18%
Blended rate3.73%5.677%7.42%
1st payment$1,266.96$1,266.96$3,474.63
2nd payment$0.00$1,604.43$0.00
Taxes / mo$811.17$811.17$811.17
Insurance / mo$166.67$166.67$166.67
MI / mo$216.16$216.16$102.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,460.95$4,065.39$4,555.05
Cash to close$305,419$56,990$56,990