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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$292,491
Remaining term (yrs)——30.0
Secondary amount$0$292,491$0
Funding fee$0$0$0
Note rate4.875%4.875%7.11%
Blended rate4.875%7.75%7.35%
1st payment$0.00$0.00$1,967.61
2nd payment$0.00$1,889.00$0.00
Taxes / mo$276.24$276.24$276.24
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$259.00$259.00$259.00
Total monthly$685.24$2,574.25$2,711.35
Cash to close$324,990$32,499$32,499