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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$300,668$305,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,503$0
Note rate4.99%7.11%
Blended rate4.99%7.35%
1st payment$1,722.09$2,057.88
2nd payment$0.00$0.00
Taxes / mo$305.17$305.17
Insurance / mo$150.00$150.00
MI / mo$0.00$61.18
HOA / mo$0.00$0.00
Total monthly$2,177.26$2,574.22
Cash to close$39,232$33,990