UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,244$230,244$305,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$75,666$0
Funding fee$1,151$1,151$0
Note rate2.73%2.73%7.18%
Blended rate2.73%4.281%7.42%
1st payment$1,074.88$1,074.88$2,072.34
2nd payment$0.00$567.49$0.00
Taxes / mo$247.17$247.17$247.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,472.05$2,039.54$2,530.69
Cash to close$109,656$33,990$33,990