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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,173$250,173$355,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$105,327$0
Funding fee$1,251$1,251$0
Note rate3.31%3.31%7.11%
Blended rate3.31%4.7%7.35%
1st payment$1,271.67$1,271.67$2,391.47
2nd payment$0.00$702.18$0.00
Taxes / mo$272.83$272.83$272.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,694.50$2,396.68$2,885.40
Cash to close$144,827$39,500$39,500