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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$237,922$237,922$337,410
Remaining term (yrs)25.125.130.0
Secondary amount$0$99,488$0
Funding fee$0$0$0
Note rate3.38%3.38%7.18%
Blended rate4.23%5.636%7.42%
1st payment$1,168.43$1,168.43$2,285.73
2nd payment$0.00$746.16$0.00
Taxes / mo$473.83$473.83$473.83
Insurance / mo$150.00$150.00$150.00
MI / mo$187.09$187.09$67.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,979.35$2,725.51$2,977.05
Cash to close$136,978$37,490$37,490